Check Services

Merchants can see immediate protection from bounced checks and time saving by using Check Guarantee or Conversion services. Check Guarantee and Conversion offers a wealth of services beyond the basic protection from accepting check payment from customers. The service also offers flexible payment options for your customers.

Check Guarantee

Guarantee service can be easily added to your existing credit card system. Checks can be manually entered or swiped through a reader for approval. Losses and fees from bounced checks can be eliminated overnight. 

With check guarantee technology, merchants can accept checks in the same way as they would accept a credit card

Check Guarantee Program Highlights

  • Guarantee against bounced checks and NSF fees
  • Checks must be deposited at merchants bank
  • Check writer information verified against national negative database
  • 24-Hour customer service and technical support
  • Online & paper reporting
  • Check reader is recommended but not required
  • Stop Payment Protection
  • Checks on delivery
  • Pay Over Time - 90 Days Same-as-Cash Check Guarantee Protection
  • Check Guarantee on the Comstar Wireless terminal
  • Check Guarantee on a Virtual Terminal
  • 10% fewer declines than our competition

Electronic Check Conversion

Accept checks at the point-of-sale just like credit cards.  Electronic Check Conversion can be easily added to your existing credit card system. The process is very simple and requires an imager/reader to be attached to your terminal (Imager is provided for free with a new merchant account).With a check imager, merchants can accept checks in the same way as they would accept a credit card

Check Conversion Program Highlights

  • Guarantee against bounced checks and NSF fees
  • Checks processed like credit cards with greater merchant protection
  • Funds automatically deposited into merchants bank account
  • Checks are processed electronically at the point-of-sale
  • Check writer information verified against national negative database
  • 24-hour customer service and technical support
  • Online and paper statement reporting
  • Requires a check imager to be attached to credit card terminal

 

Contact Bank Card Systems today to take advantage of these check services and put an end to bounced checks!