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BCS provides multiple options for payment solutions to internet based merchants. BCS's affordable solution enables internet merchants to securely accept all major credit cards 24 hours a day. Through Authorize.Net, BCS offers secure scalable solutions that enables merchants to process unlimited transactions from anywhere in the world. Our solution supports any business model. The preferred Authorize.Net integration solution uses secure sockets layer (SSL) digital certificate technology to connect securely and directly to the payment gateway achieving the highest security for the internet connection between a merchant and the gateway. When the customer clicks to submit his or her purchase information, payment information is encrypted using 128- bit SSL technology and sent to an Authorize.Net transaction server. The server sends the data through the authorization network to the appropriate card issuer's bank, using a secure proprietary connection. When the authorization process is complete -this takes around five seconds- the costumer receives an approval or declines response, and the Authorize.Net server stores the transaction. Approved transactions are automatically settled each day and typically funded within two to three business days
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The Authorize.Net Virtual Terminal is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a web browser. Virtual Terminal replaces slandered authorization terminals or software , and provides the best solutions for merchants who manually enter credit card transacti0ons from mail pr phone order sales .Virtual Terminal suites businesses of all sizes because it reduces the complexity and expense normally associated with authorizing and processing credit card transactions. Its also much faster then stander dial-up authorization systems .businesses with an Authorize.Net account may access the virtual terminal through the Authorize.Net web site using any web browser. after logging into their Authorize.Net account using a unique user ID and a password, Merchants can access the complete range of Authorize.Net services authorizations for purchases , credit and returnees, states and activity reports, and much more. To authorize credit card transactions, the merchant must complete an electronic form that provides the Authorize.Net system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128-bit Secure Socket Layer (SSL) 3.0 technology and is sent to an Authorize.Net host server. The server then sends the data through the authorization network to the appropriate card issuer's bank using a secure, proprietary connection. When the process is complete -- this usually takes around three seconds -- the merchant receives an authorization number, and the Authorize.Net server stores the transaction. Transactions are automatically settled each day and are typically funded within two to three business days.

In addition to providing several credit card payment processing options, BCS provides an exclusive electronic check payment method, eCheck.Net . Web and mail order/telephone order (MOTO) merchants use eCheck.Net to accept and process payments from consumer and corporate bank accounts directly from their e-commerce Web site or through the Authorize.Net Virtual Terminal. By accepting electronic checks, merchants expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing revenues.
eCheck.Net is a popular option because it replaces the need for paper checks - the most widely used non-cash payment choice today. Merchants that offer eCheck.Net benefit from an option that is as secure and convenient as a paper check.
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